SELLER NET PROCEEDS CALCULATOR

What Will You Walk Away With?

Free estimate tool — try it now, no signup required

Get a quick estimate of your net proceeds after selling your home. Factor in commissions, closing costs, mortgage payoff, and more.

Commissions Closing Costs Mortgage Payoff

This is a planning estimate. Your actual net will depend on your specific sale terms and negotiated costs.

What's included in this calculation?
  • Agent commissions (buyer + seller side)
  • Title insurance and escrow fees
  • Transfer taxes and recording fees
  • Mortgage payoff amount
  • Optional seller concessions and repairs

Combined buyer + seller agent (typically 5-6%)

Title, escrow, transfer tax (typically 1-2%)

Credits to buyer, repair allowances, etc.

Frequently asked questions

What does net proceeds mean?
It's the cash you actually walk away with at closing — sale price minus mortgage payoff, agent commissions, transfer taxes, escrow, title, and other seller closing costs.
How much does selling typically cost?
In California, expect 7–8% of sale price in total seller costs: 5–6% combined commissions, 1–2% closing/escrow/title, plus prorated taxes and HOA.
Are commissions negotiable?
Yes — total commission is always negotiable, especially in higher-priced markets. Per the 2024 NAR settlement, buyer-side compensation is also negotiable on every deal.
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Seller Net Proceeds Calculator
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