INVESTMENT PROPERTY CALCULATOR
Analyze Your Investment Returns
Free estimate tool — try it now, no signup required
Calculate cash-on-cash return, cap rate, and monthly cash flow for any rental property. Make data-driven investment decisions.
Cash Flow
Cap Rate
Cash-on-Cash
Key Metrics Explained
- Cash-on-Cash Return: Annual cash flow / total cash invested
- Cap Rate: NOI / property value (market-based metric)
- Cash Flow: Monthly income after all expenses
- NOI: Net Operating Income (before mortgage)
Frequently asked questions
What's a good ROI on a rental property?
Most investors target 8%+ cash-on-cash return and a cap rate of 5–7%. In high-cost markets like San Diego, lower current yield is offset by appreciation.
Does it factor in vacancy and maintenance?
Yes — the calculator applies typical vacancy (5–8%), maintenance (1–2% of value/yr), property management (8–10% if outsourced), and capex reserves.
How is cash-on-cash different from cap rate?
Cap rate ignores financing — it's NOI / property value. Cash-on-cash uses your actual cash invested, so it shows real return on the dollars you put in.
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Investment ROI Calculator
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