How much house can your clients afford?
Home affordability calculator based on income, debts, down payment, and interest rates. Shows maximum purchase price and comfortable monthly payment.
Income-based calculation
Debt-to-income ratios
Down payment options
Interest rate scenarios
Lead capture gate
Real estate agent branded
All 22 calculators + 18 widgets. One payment, own forever.
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See All 40 ToolsIt uses the same DTI math lenders use but lets buyers play with down payment, debts, and rate inputs — so they walk into pre-approval already knowing their range.
Yes. HOA fees and PMI both eat into your DTI ratio, and this calculator includes them so the affordability number is realistic, not optimistic.
Yes. After you sign up, TradeCalcs gives you a copy-paste embed snippet that drops the Affordability calculator into any site (WordPress, Wix, Squarespace, GoHighLevel, custom HTML). Lead capture is optional and built in.
It's a planning-grade rough range — typically within 15–25% of a contractor bid for a similar scope in San Diego. For a firm number you'll still want a site visit and a real proposal.