AFFORDABILITY CALCULATOR
How Much House Can You Afford?
Calculate your maximum home price based on income, debts, and down payment. See what lenders will likely approve you for.
DTI Based
Lender Guidelines
Full PITI
What Lenders Look At
- Front-end DTI: Housing costs should be <28% of gross income
- Back-end DTI: Total debts should be <43% of gross income
- Down payment: Affects loan amount and PMI
- Credit score: Impacts rate (not calculated here)